Senior Risk Manager-Home Loans
IDFC FIRST Bank
Date: 15 hours ago
City: Mumbai, Maharashtra
Contract type: Full time
Role/ Job Title: Senior Risk Manager
Function/ Department: Home Loans
Job Purpose
Assist in portfolio management and drive lending strategies formulation for retail products.
Roles & Responsibilities
Graduation: Bachelor of Science (B.Sc) / Bachelor of Technology (B.Tech) / Bachelor of Computer Applications (BCA)/Bachelor of Commerce(B.Com)/Bachelor of Business Administration(BBA)
Post-graduation: MBA / PGDM
Experience: 5 to 10 years of relevant experience
Function/ Department: Home Loans
Job Purpose
Assist in portfolio management and drive lending strategies formulation for retail products.
Roles & Responsibilities
- Develop and expand the existing channel network.
- Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.
- Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.
- Automation and Business Analysis of the policies to suit the effective system implementation on the relevant platforms.
- Monitoring and management of portfolio through monthly portfolio analysis.
- To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.
- Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.
- Competition benchmarking on regular basis to enhance the product suite.
- Portfolio Risk Management.
- Policy Formulation & Maintenance.
- Policy Automation.
- Ensure timely closure of audit queries.
- Portfolio AUM growth as per budgets.
- Portfolio Losses within acceptable levels.
- Early Bounces within acceptable levels.
Graduation: Bachelor of Science (B.Sc) / Bachelor of Technology (B.Tech) / Bachelor of Computer Applications (BCA)/Bachelor of Commerce(B.Com)/Bachelor of Business Administration(BBA)
Post-graduation: MBA / PGDM
Experience: 5 to 10 years of relevant experience
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