Portfolio Manager-KCC
IDFC FIRST Bank
Date: 1 week ago
City: Tiruchirappalli, Tamil Nadu
Contract type: Full time
Role/ Job Title: Portfolio Manager - KCC
Function/ Department: Rural Banking
Job Purpose
Portfolio Hygiene parameters to ensure no overdue or breach of key portfolio matrices.
Portfolio retention and enhancement of exiting limits of customers.
Interest servicing and regular renewal and review of limits of customers.
Cross-sell of products to KCC customers.
Roles & Responsibilities
Graduation: Any Graduation.
Postgraduate: Any Post Graduation.
Experience
5 - 10 years of relevant experience
Function/ Department: Rural Banking
Job Purpose
Portfolio Hygiene parameters to ensure no overdue or breach of key portfolio matrices.
Portfolio retention and enhancement of exiting limits of customers.
Interest servicing and regular renewal and review of limits of customers.
Cross-sell of products to KCC customers.
Roles & Responsibilities
- Managing KCC Portfolio, ensuring portfolio hygiene - Interest servicing, Churning, Review & Renewal, Enhancement, and retention of good credit customers and exit of subpar customers from portfolio.
- Deepen relationship with customer and proactively own, respond, uncover and anticipate future needs and expectations.
- Introduces solutions to clients in building and strengthening an effective portfolio.
- Work closely with Credit, Ops and Product on enhancement, retention, Exit of customers.
- Identifies cross-sell opportunities to deepen and increase share of wallet.
- Generate NTB leads from existing customers.
- Building collaborative work culture between credit, RM-KCC, Ops etc.
Graduation: Any Graduation.
Postgraduate: Any Post Graduation.
Experience
5 - 10 years of relevant experience
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