Branch Credit Manager
IDFC FIRST Bank
Date: 1 day ago
City: Ludhiana, Punjab
Contract type: Full time
Role/ Job Title: Branch Credit Manager – Micro Business Loans
Function/ Department: Retail Banking
Job Purpose
The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy.
Roles & Responsibilities
Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honour the agreed SLAs and manage area business volumes.
Graduation: Any Graduate
Experience: 2 to 5 years of relevant experience in Credit
Function/ Department: Retail Banking
Job Purpose
The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy.
Roles & Responsibilities
Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honour the agreed SLAs and manage area business volumes.
- Conduct personal discussion with customers to establish credit worthiness.
- Control and contain front-end delinquencies by calling up customer on first presentation.
- Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
- Coordinate with sales to achieve targets and ensure SLAs are met.
- Ensuring credit policy adherence to the accepted standards.
Graduation: Any Graduate
Experience: 2 to 5 years of relevant experience in Credit
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