ASM-STUL- Indore

Aditya Birla Group


Date: 1 day ago
City: Indore, Madhya Pradesh
Contract type: Full time
Key Aspects

  • The Secured Micro Loan Business segment product line caters to funding short term and medium term working capital needs of Small Businesses and individuals, via a suite of customized short and long tenured products, with collateral.
  • Offerings comprise Secured Micro Loan to self-employed individuals/ non-individual entities, with end use of funds (Working capital requirement, business expansion etc.) to be ascertained during the loan appraisal process.
  • The business is highly retail in nature, characterized by high transaction volumes, smaller ticket sizes, and significantly higher spread and profit margins (up to four times that of Secured Lending products)
  • Given the Secured Micro Loan nature of loans disbursed, the business also entails stringent controls and monitoring to ensure portfolio health and quality at all times
  • While unit of sizing up the business is its loan book size, profitability and minimized delinquency are key business objectives.
  • Higher cost of funding impacts profitability as well as competitiveness of loan rates that can be offered to customers
  • Understanding of product market characteristics such as connector relationship management, region specific occupations/trade, local financial preferences and practices are important to gain competitive advantage while structuring loans and identifying leads.
  • The RO/RM – ABFL is responsible for achieving sales targets as agreed with the Area Head (Sales) – ABFL, in terms of targeted book size, profitability, growth & customer service objectives.

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

Business Risk Manager (Sales)

Revolut, Indore, Madhya Pradesh
1 week ago
About RevolutPeople deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 45+ million customers get more from their money every day.As we continue our lightning-fast growth, 2 things are...

PHP Developer

Flaxen Infosoft, Indore, Madhya Pradesh
₹100,000 - ₹200,000 per year
1 week ago
Job DescriptionBuild efficient, testable & reusable Modules.Being Innovative to accept new tech trends.Knowledge in API, Core PHP, Codeigniter, Laravel, CodeIgniter etc.Collaborate with other team members and stakeholders.Strong understanding of database concepts, methodologies, source control and bug tracking.Presenting ideas for system improvementsJob Types: Full-timeSalary: As Per Company NormsEducation: Bachelor’s (Required),Master’s (Preferred)Location: Indore, Madhya Pradesh (Required)Best Regards,HR DepartmentOffice Add-519, 6th floor, Onam...

Field Sales Executive || Kadapa

Anaxee Digital Runners Private Limited, Indore, Madhya Pradesh
1 week ago
About the company: Anaxee is India's REACH Engine! We help brands, OEMs, and Social organizations scale across India by providing Outreach, especially in the remote parts of the country, on demand. We focus on Tier-2, 3, and 4 towns and villages, covering 11000 pin codes (60%) of India through a vast last-mile (tech-enabled) feet-on-street (FOS) network of 40,000 Digital Runners.Role...